Having good dental health is dental insurance Georgia Every Health Group to overall wellness. That’s why it is critical to find a plan that fits your needs and budget. We offer a variety of stand-alone dental plans or add-on dental coverage to our health insurance policies. We also offer three Preferred Provider Organization (PPO) plan options and one Dental Care (DHMO) plan option administered by Cigna.

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Each plan type has its own unique set of benefits and costs, but they all share certain characteristics that can help you compare costs and benefits to decide which plan is best for you. These include deductibles, copays and annual maximums.

Deductibles are the amount you pay each year before your dental plan starts paying for some of your treatment. This can range from $50 to $150 on average. Copays are a fixed amount you pay each time you visit the dentist. This can be as low as $20 for a filling or as high as $50 for a crown. Annual maximums are the highest dollar amount your dental plan will cover in a given year. This limit may be applied to each individual service or as a combined total across all services.

DHMO plans work within a specific network of providers and typically have lower premiums than PPO plans. These plans require you to choose a primary provider and will likely require a referral from your primary to see a specialist. These plans also have a more limited selection of dentists and oral care providers.